Once you have found the house you want to buy in New Jersey, you have a few more steps to take before you can hire the movers and settle into your new home. To finalize the sale, you have to go through closing. This process ties up all the loose ends to ensure the sale is legal and binding. However, closing does not always go as smoothly as you may want. There are some issues that could pop up and derail your whole buying plan.

HomeLight notes that the closing process brings everything to together to finish the sale, but it is very common to have unexpected things come up that slow the process down or put a halt to the whole process.

You should look at your own situation first. It is most common for financing issues to hold up closing. Make sure that you have everything solidified with your lender. Get in all the paperwork and sign everything you need to so you are going into closing with your financing wrapped up and ready to go.

During the final walkthrough, you have the chance to make sure the house is in order as promised. If the seller has damaged anything or removed an appliance that was supposed to be included, then you may need to hold up closing to rework your agreement or have the issue cleared up.

Another issue is an unclear title. Perhaps the seller was aware of an issue, but more often this is something they did not know about. The title has to be free of liens and other issues before you take it over. You do not want to be responsible for someone else’s debts. This information is for education and is not legal advice.